The Smart Way to Unlock Your Canadian HoldCo’s Cash with Private Equity

Aug 8, 2025

Ara Saakian and Sarman Boyajan from PE-GATE discuss innovative strategies to unlock retained earnings for Canadian business owners. They reveal how to invest corporate cash in private equity without triggering personal taxes. The duo emphasizes private equity as a powerful, tax-efficient asset class, accessible beyond just ultra-high-net-worth individuals. They highlight stable, cash-flowing investments, including exciting trends in the pet services sector, while sharing insights on navigating investment complexities and managing fees for maximum growth.

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INSIGHT

Retained Earnings Tax Trap

Kyle Pearce warns those corporate dollars are taxed when withdrawn personally.
Invest them inside the corporation to defer personal tax and compound growth.

INSIGHT

Democratizing Private Equity Access

Ara Saakian built PE-Gate after seeing private equity reserved for ultra high net worth people.
He targets one-to-two-million-dollar businesses that larger funds overlook to create opportunity.

INSIGHT

Secondary Market Adds Liquidity

Sarman Boyajan says PE-Gate adds a secondary market to address private equity illiquidity.
They have completed trades and enabled exits, including a 45% IRR cash-out for an investor.

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Ready to take a deep dive and learn how to generate personal tax-free cash flow from your corporation? Enroll in our FREE masterclass here and book a call here

Are your retained earnings just sitting idle in your corporation — taxed if touched and seemingly out of reach?

Many Canadian business owners struggle to unlock the full potential of their corporate cash. Between tax traps and limited investment options, it often feels like you're stuck watching your money stagnate. This episode uncovers a smart, lesser-known strategy to keep your retained earnings working for you — without triggering personal taxes or resorting to risky bets.

This episode shares a recording of a joint webinar between PE-GATE and the team at Canadian Wealth Secrets.

Tune in to discover:

How to invest your corporation’s retained earnings into private businesses while keeping the taxman at bay
What makes private equity a powerful, tax-efficient asset class — and how regular business owners can finally access it
Why boring, cash-flowing businesses might be the best-kept secret to growing wealth in Canada

If you're a Canadian business owner ready to put your corporate dollars to work, hit play now and learn how to unlock strategic growth without paying more tax.

Discover which phase of wealth creation you are in. Take our quick assessment and you’ll receive a custom wealth-building pathway that matches your phase and learn our CRA compliant tax optimized strategies. Take that assessment here.

Canadian Wealth Secrets Show Notes Page:

Consider reaching out to Kyle

…taking a salary with a goal of stuffing RRSPs;
…investing inside your corporation without a passive income tax minimization strategy;
…letting a large sum of liquid assets sit in low interest earning savings accounts;
…investing corporate dollars into GICs, dividend stocks/funds, or other investments attracting cordporate passive income taxes at greater than 50%; or,
…wondering whether your current corporate wealth management strategy is optimal for your specific situation.

Canadian entrepreneurs seeking financial independence and early retirement are increasingly turning to private equity as a core component of their corporate wealth planning. By strategically investing retained earnings into this high-performing asset class, business owners can unlock powerful tax-efficient investing opportunities that go beyond traditional RRSP optimization or real estate investing in Canada. With a focus on liquidity, corporate structure optimization, and tailored investment bucket strategies, this approach supports a modest lifestyle wealt

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Canadian Wealth Secrets is an informative podcast that digs into the intricacies of building a robust portfolio, maximizing dividend returns, the nuances of real estate investment, and the complexities of business finance, while offering expert advice on wealth management, navigating capital gains tax, and understanding the role of financial institutions in personal finance.