
The Military Money Manual Podcast CardPointers App | Track & Max Your Military Credit Card Benefits, Credits, and Offers #210
Leaving thousands of dollars in credit card offers on the table because you forgot to activate them?
Brooke Merkle from CardPointers reveals how the Chrome extension and app automatically track 40+ credit cards, find the best card for every purchase, and helped one user rack up $40,000 in statement credits, all without spreadsheets or mental math.
CardPointers is a tool that automatically adds credit card offers, tracks points across multiple cards, and recommends which card to use for every purchase. This is particularly valuable for military families with fee-waived premium cards.
CardPointers even offers a military discount exlusive to our fans at militarymoneymanual.com/cardpointers.
Main PointsWhat Card Pointers Does
- Chrome extension automatically adds offers to all your credit cards (Amex, Chase, Citi, Capital One, Bank of America)
- Mobile app shows which card earns most points/cash back for each purchase
- Tracks all points balances across programs in one place
- Particularly powerful for military families with 5-10+ fee-waived cards
The Offer Problem Card Pointers Solves
- Average credit card user has offers worth $2,000-3,000 annually
- Most people only activate/use 10-20% of available offers
- Offers expire if not added to cards within limited time
- Manually checking 40+ cards for offers is impossible
- Card Pointers adds ALL offers automatically to ALL cards
How It Works
- Download Chrome extension (free)
- Connect credit card accounts (read-only access)
- Extension automatically checks for new offers daily
- Adds all offers with one click
- App shows real-time recommendations
Pricing
- Chrome extension: Free basic version
- Premium features: ~$100-120/year
- Worth it if you have 5+ credit cards with offers
Privacy & Security
- Read-only access to credit card accounts
- Same security as Mint, Personal Capital, Monarch Money
- Doesn't store credit card numbers
- Can't make purchases or move money
Comparison to Manual Tracking
- Manual: Check 10 cards daily = 30+ minutes
- Card Pointers: Automatic, 0 minutes
- Manual: Miss 80% of offers
- Card Pointers: Capture 95%+ of offers
- Manual: Forget which card to use
- Card Pointers: Tells you instantly
Best Practices
- Check extension weekly for new high-value offers
- Review app before major shopping trips
- Set up for both spouses if both have cards
- Particularly valuable during holiday shopping
- Monitor for targeted high-value offers (10X points, large statement credits)
Integration with Military Benefits
- Works with all fee-waived military cards
- Tracks Amex Platinum benefits (Lululemon, Resy, streaming credits)
- Chase Sapphire Reserve credits (DoorDash, travel)
- Helps maximize value from cards you're not paying annual fees for
- Military discount on CardPointers available: militarymoneymanual.com/cardpointers
- Chrome Extension: Search "Card Pointers" in Chrome Web Store
- Mobile App: Available on iOS and Android app stores
- Military Money Manual: militarymoneymanual.com
- Military Money Manual Instagram: @militarymoneymanual
Spencer and Jamie offer one-on-one Military Money Mentor sessions. Get your personal military money and personal finance questions answered in a confidential coaching call. militarymoneymanual.com/mentor
Over 20,000 military servicemembers and military spouses have graduated from the 100% free course available at militarymoneymanual.com/umc3
In the Ultimate Military Credit Cards Course, you can learn how to apply for the most premium credit cards and get special military protections, such as waived annual fees, on elite cards like The Platinum Card® from American Express and the Chase Sapphire Reserve® Card.
Learn how active duty military, military spouses, and Guard and Reserves on 30+ day active orders can get your annual fees waived on premium credit cards in the Ultimate Military Credit Cards Course at militarymoneymanual.com/umc3
If you want to maximize your military paycheck, check out Spencer's 5 star rated book The Military Money Manual: A Practical Guide to Financial Freedom on Amazon or at shop.militarymoneymanual.com.
Want to be confident with your TSP investing? Check out the Confident TSP Investing course at militarymoneymanual.com/tsp to learn all about the Thrift Savings Plan and strategies for growing your wealth while in the military. Use promo code "podcast24" for $50 off. Plus, for every course sold, we'll donate one course to an E-4 or below- for FREE!
If you have a question you would like us to answer on the podcast, please reach out on instagram.com/militarymoneymanual.
