From Coffeehouses to Cyberspace: How Bitcoin Fixes Insurance | Aaron Daniel

Sep 17, 2025

Aaron Daniel, an appellate attorney and founder of Resolvr, dives into how Bitcoin is revolutionizing insurance. He discusses BDIC, a Bitcoin-native insurance marketplace, emphasizing the importance of matching BTC risks with liabilities. The fascinating origins of insurance in coffeehouses and Bitcoin's potential to enhance payment systems are explored. Additionally, Daniel critiques proprietary chain analysis and advocates for open-source forensics, drawing insights from the Roman Sterlingov case. This conversation is a must-listen for anyone interested in Bitcoin's future in insurance and privacy.

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INSIGHT

Bitcoin As Immutable Property

Bitcoin creates a new, immutable form of property rights that doesn't require courts to enforce ownership.
Aaron Daniel calls Bitcoin the end-all-be-all for preserving property and shaping law around it.

ADVICE

Match Risk With Bitcoin Liabilities

Prioritize sat-denominated insurance to match Bitcoin risk with Bitcoin liabilities.
Resolver's BDIC marketplace embeds sat-denominated coverage directly into wallets and custody flows.

INSIGHT

Split Premiums Across Currencies

Resolver's Premium Manager splits a single premium and pays different parties in different currencies in real time.
You can pay fiat while retaining Bitcoin as the contract currency to avoid diluting your stack.

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"There is nothing stronger than Bitcoin when it comes to preserving property. It's the end all be all right now of property rights."

In this episode of The Bitcoin Podcast, Walker America interviews Aaron Daniel about Bitcoin, insurance, and open-source freedom tech legal issues.

Key Topics:

Bitcoin's role in property rights
Bitcoin insurance and Resolvr
Bitcoin's role as a stimulant for commerce
The Roman Sterlingov case and chain analysis

Bitcoin meets insurance, payments, and privacy. Walker sits down with appellate attorney and Resolvr founder Aaron Daniel to unpack how Resolvr is building BDIC (Bitcoin-Denominated Insurance Collaborative)—a marketplace that embeds sat-denominated coverage directly into wallets, collaborative custody, and (eventually) exchanges. They compare BDIC to FDIC, dig into Lightning-settled premium flows via Resolvr’s Premium Manager, and explain why matching BTC risks with BTC liabilities matters for miners, custodians, and everyday HODLers. Aaron also traces the surprising coffeehouse origins of insurance → Lloyd’s of London, argues why insurers should roll out the red carpet to Bitcoin rails, and outlines adoption timing (innovators → early adopters). In the back half, he breaks down the Roman Sterlingov / Bitcoin Fog appeal and the dangers of black-box forensics (Chainalysis, ShotSpotter, proprietary DNA tools), making the case for open-source evidence in a just system.

GUEST LINKS:

X: https://x.com/wadaniel

NOSTR: https://primal.net/p/nprofile1qqsdprynz204esjj4yqhhaf0jzzsvzcswe3q5kxddy3fkv0rw0hue8cfmcgwp

RESOLVR: https://www.resolvr.io/

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