The Canadian Money Roadmap The best thing you can do with your money in the next 3 months
Sep 3, 2025
Discover a transformative three-month challenge to track your spending and gain clarity on your finances. Learn real-life stories highlighting how we often underestimate our expenses and the impact on retirement planning. Uncover shocking truths about vehicle spending and financial awareness. Get practical tips for tracking your money, whether through tools or simple spreadsheets, and take the first steps toward confident financial management. Start today to take control of your future!
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Dealership Staff Vastly Underestimate Car Spending
- Dealership staff massively underestimated how much they spent on BMWs over years.
- Some were off by hundreds of thousands, showing we misremember big spending lines.
Perception Often Diverges From Actual Spending
- People often think they know their spending but are frequently off by double or triple.
- This discrepancy can exist even for those who believe they have a good handle on finances.
Do A Three-Month Spending Track
- Track your spending for three months before changing behavior or budgeting.
- Use tools or a spreadsheet and just record actual cash flow to get an educated ballpark for planning.