7-Bed Planning Hack, Valuations & NI Rumours Discussed [Community Q&A]

This week, we’re shaking things up. Instead of focusing on a single topic, I’m sharing some of the most thought-provoking debates and discussions happening right now inside the HMO community.

The truth is, the best ideas don’t just come from me sitting here deciding what to talk about — they come from you. From the questions you’re asking, the challenges you’re tackling, and the creative strategies you’re putting forward. And because we don’t always agree, the conversations are all the more valuable.

In today’s episode, we’ll dive into four hot topics:

• A Treasury rumour: could National Insurance really be charged on rental income? It’s unconfirmed, but it’s already raising big questions about valuations, market values, and what it could mean for landlords.
  
  
• A planning hack I never knew about even after 20 years in the business. A clever strategy to take your HMO from six to seven beds.
  
  
• Valuations under pressure: are they starting to come in lower, and what trends are we actually seeing on the ground?
  
  
• The great desk debate: should you put desks in bedrooms, and are fold-down versions really worth it? A surprisingly simple question with a lot of strong opinions.
  
  

Tune in to see where you stand on these debates and maybe pick up a new strategy or two along the way.

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👉 This episode is sponsored by Tide Business.

Sign up to Tide using this link and enter the promo code ROADMAP to get £50 cashback when you spend £100 on your new Tide card. T&C's Apply. #TideBusiness #TideBanking

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