Coin Stories

Matt McClintock: Will 1 Bitcoin Mean Generational Wealth? Price Drivers and Legacy Planning with Purpose

42 snips
Dec 16, 2025
In this engaging discussion, Matt McClintock, an estate planning attorney turned wealth strategist and founder of The Bespoke Group, explores the transformative impact of Bitcoin on generational wealth. He delves into whether one Bitcoin can suffice for legacy planning and discusses the complexities Bitcoin introduces to estate strategies. Matt outlines innovative wealth strategies for Bitcoin holders, from irrevocable trusts to managing appreciation tax-free. He also touches on the motivations behind OG whales' sales and the psychological shifts experienced by wealthy Bitcoin holders.
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ANECDOTE

From One Client To A New Practice

  • Matt McClintock describes his 2017 meeting with a client who held ~$150M mostly in Bitcoin and how that launched his Bitcoin-focused practice.
  • That encounter revealed a market gap: wealthy Bitcoin holders needed bespoke estate and wealth structuring services.
INSIGHT

Bearer Asset Creates Unique Planning Needs

  • Bitcoin's bearer nature and technical complexity make estate planning different than for titled assets like equities.
  • Long-term holders often face a highly concentrated position that requires deliberate legal and tax structuring.
ADVICE

When To Escalate Your Planning

  • If you hold only one Bitcoin or less, prioritize self-sovereign cold storage and simple estate basics.
  • Start formal structuring once your position becomes consequential (dozens of coins or more).
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