TFTC: A Bitcoin Podcast #686: Living on a Bitcoin Standard in 2026 with Steve Lee
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Nov 22, 2025 In this discussion, Steve Lee, a Spiral engineer focused on Bitcoin infrastructure, delves into the future of Bitcoin as everyday currency. He explains how daily usage bolsters Bitcoin's resilience and the idea of being both a long-term holder and active user. Lee shares insights on living on a Bitcoin standard, the challenges and advancements in Lightning technology, and how grassroots efforts can drive merchant adoption. He addresses misconceptions about Lightning's growth and emphasizes the need for patience and strategic investment in the cryptocurrency's future.
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Daily Usage Strengthens Bitcoin
- Daily Bitcoin usage strengthens its resilience and political influence.
- Millions of small businesses accepting Bitcoin create distributed price discovery and broader engagement.
Spend Small, Preserve Your Stack
- Spend small amounts from a separate spending wallet and keep your long-term stack untouched.
- Replace what you spend to bootstrap everyday usage without risking your savings.
Paid In Bitcoin, Convert On Demand
- Steve Lee receives his salary in Bitcoin and converts to dollars only when needed.
- He keeps most pay in Bitcoin to align personal finances with the Bitcoin standard.