It's now less than 100 days until Christmas, so for those of us who like to plan ahead, it's really not that long to go.
We've seen some new research this week which shows consumers start their Christmas shopping as soon as they see festive items in the shops, which can be as early as September, but it still takes 42 shopping trips and 37 hours of planning until they are finished with Christmas shopping.
Lynn and I discuss effective Christmas shopping, gift inspiration and saving money during the festive season.
Informed Choice Radio Personal Finance Podcast