Why a midlife career change can be both terrifying and transformative

Have you ever thought about quitting your job to do something totally different? 

Most of us will change careers at least once or twice in our working lives, but as we get closer to retirement, the idea of starting again can be terrifying. 

And if that career shift requires further study, the financial and logistical burden can be significant. 

But for those who do decide to take the plunge, the pay-off can be life-changing.