BiggerPockets Daily New Housing Survey Reveals Key Motivations For Sellers, Buyers, and Investors
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Sep 19, 2025 Homeowners are adapting to higher mortgage rates, with many now accepting around 6%. The latest housing survey highlights a shift in expectations for home prices, showing only modest cooling predicted. Digital tools are transforming the buying process, allowing tech-savvy purchasers to draft their own offers. Meanwhile, traditional brokerage models face scrutiny as homeowners reconsider agent commissions. This evolving landscape reflects a mindset in flux among buyers and sellers in today's market.
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Homeowners Accept Higher Mortgage Rates
- Homeowners are increasingly accepting higher mortgage rates, with willingness for up to 6% rising from 41% to 52% between Q1 and Q3 2025.
- Most still expect rates to remain above 6% for the next 12 months, indicating muted expectations for rate relief.
Most Expect Price Stabilization, Not Crash
- A majority (55%) expect local home prices to stay flat or decline, up sharply from 35% earlier in the year.
- Only 16% predict a 4%+ drop, suggesting most expect minor cooling rather than a major correction.
Airbnb Trip Sparks Hosting Idea
- Matt Mir shares a personal travel anecdote about staying at an Airbnb in Florida and considering hosting his own home while away.
- He uses the story to introduce how hosting and co-hosts simplify property management for owners.