

What's in Our Wallets? (Jan 2025) | Coffee Break Ep42 | 1-21-25
28 snips Jan 22, 2025
Greg and Nick dive into their card-carrying conundrum, revealing which credit cards they rotate based on current bonuses and spend requirements. They break down strategies for maximizing rewards across categories like grocery, dining, travel, and gas. Tune in for tips on leveraging dining rewards with specific cards, as well as clever hacks for optimizing travel rewards and everyday spending. With personal anecdotes and expert insights, this discussion is a goldmine for anyone looking to enhance their credit card game!
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Grocery Shopping Strategy
- Consider the Capital One Savor card for groceries, earning 3% back, even without an annual fee.
- Transfer rewards to Capital One miles cards like Venture X for added flexibility.
Alternative Grocery Card
- Maximize rewards with the Amex Gold card, earning 4X Membership Rewards points on grocery purchases (up to $25k annually).
- Transfer these valuable points to various airline and hotel partners.
Best Gas Card
- For gas purchases, the Wyndham Earner Business card offers a high 8x points per dollar.
- The annual fee is worthwhile, given its 15k point bonus.