Innovation and regulation are quite often at odds. Technology relentlessly marches onward; yet it also needs to safely serve the common good.

This is ever so true in banking. While banking may have traditionally been considered to be a rather conservative industry, its innovation curve has steepened significantly as physical banks have gone digital, digital banks have employed AI for lending, and managed accounts are embracing cryptocurrencies.

Today's 7investing podcast features two banking experts, Caitlin Long and John Maxfield, who share their perspectives on the industry's innovation and offer their insights on:

- How crypto-bank Silvergate managed (amazingly) to survive an 80% run on its deposits after the collapse of FTX.

- Why overly-restrictive regulations such as excessive capital requirements and limitations on crypto might be soon to change.

- What expectations the industry should have of the incoming SEC Chairman Paul Atkins and how he differs from outgoing chair Gary Gensler.

- How 'debanking' is unfairly punishing many of the industry's key innovators

In the final outro, 7investing CEO Simon Erickson plays a game of "over or under", to hear Caitlin and John's differing insights on a variety of popular companies and topics.

This was truly an epic conversation between two banking Wyomingites! Follow @CaitlinLong_ and @MaxfieldonBanks on X/Twitter for even more of their insights.

Disclaimer: 7investing's hosts and guests may have positions in the companies or cryptocurrencies discussed on this podcast. Nothing discussed in this program should be considered professional financial advice.

To learn more about 7investing, visit our website at 7investing.com.