Managing Money as a Couple: Yours, Mine, Ours, or Something Else Entirely? Ep 142

Jun 11, 2025

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How should couples manage money when marriage isn’t a given and independence still matters?

In this episode, Dr. Jay and Bri break down what it really means to combine (or not combine) finances as a couple, especially when you’re Childfree. Whether you’re all in on joint accounts or prefer a roommate-style setup, they cover the legal, emotional, and financial conversations that actually make it work. From disability and debt to fruit dresses and prenups, this episode tackles the nuances of doing life and money together, your way.

We'll cover:

(00:00) Navigating Finances as a Couple
(02:49) Understanding Marriage and Finances
(06:05) The Importance of Financial Planning Together
(09:09) Exploring Different Financial Structures
(11:57) Weekly Financial Check-ins
(14:45) Managing Separate Finances
(17:54) Creating Joint Goals and Agreements
(20:54) Finding Fairness in Contributions
(24:06) The Role of Documentation in Financial Planning
(27:13) Final Thoughts on Financial Structures

Mentioned in this Episode:

Join the Childfree Trust Waitlist: https://childfreelegacy.com
Schedule your Childfree Wealth Checkup: https://childfreewealth.com/schedule-a-checkup/

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About Childfree Life by Design:

Childfree Life By Design is dedicated to helping Childfree individuals thrive by providing resources, guidance, and community. We recognize that when you've made a decision roughly 75% of the population doesn't make, conventional wisdom simply doesn't apply to you. Our mission is to help you design a life that works for you, covering everything from finances and relationships to career decisions and building support networks that will actually be there when you need them.

Connect with Us:

Ready to design your ideal Childfree life? Connect with our financial planning team at childfreewealth.com or learn more about estate planning at childfreetrust.com

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Disclaimer: This podcast is for educational & entertainment purposes. Please consult your advisor before implementing any ideas heard on this podcast...