Do you want to learn about how the traditional automobile ownership model is being disrupted or you thinking of starting a career in the ride-sharing business (like being an Uber driver) without having a car? Be sure to listen to this episode of Silicon Valley Insider with Keith Koo.

On this week's show, Keith has serial entrepreneur and special guest, Scott Painter, Founder and CEO of Fair.com to discuss his innovative approach to automobile leasing using Fair's Fintech platform. Fair allows users to obtain used cars at a low cost with only a valid driver's license and form of payment to get started. Scott talks about his lifelong love of automobiles and how to empower consumers to reach their financial dreams. Scott previously was the founder and CEO of True Car and has won many awards for entrepreneurship and innovation: https://en.wikipedia.org/wiki/Scott_Painter

On this week's Cyber-Tip Keith discusses how the US Government Accountability Office (GAO) recommends that federal agencies no longer use Knowledge Based Authentication (KBA) to verifies identifies and what it means to you the consumer and how to protect yourself.

On the Pivot, Scott Painter and Keith discuss the shift in attitudes towards traditional credit and debt (such as auto loans) and how consumers are looking at companies like Fair.com for alternative financing to car loans.

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Scott Painter and Fair.com in the news:

Bloomberg: https://www.bloomberg.com/news/audio/2018-07-26/buying-a-car-is-one-of-the-worst-financial-decisions-fair-ceo

Cheddar: https://cheddar.com/media/ceo-scott-painter-says-fair-will-have-go-public-sooner-or-later

Barron's: https://www.barrons.com/articles/uber-fair-partnership-51559188011

Forbes: https://www.forbes.com/sites/jacknerad2/2019/05/29/uber-fair-announce-program-to-turn-car-less-into-rideshare-drivers/#364754887209

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S1: 1 Kings 4-6: Solomon’s Temple