Flexible distributions: a great luxury in retirement

Mar 23, 2022

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Flexible Distributions in retirement — which Paul considers one of the greatest financial luxuries for a retiree — are discussed in this podcast updated for 2022. He helps investors see the relationship between how much is taken out for distributions, the balance of equity and fixed income asset classes, and whether distributions are adjusted for inflation or driven solely on percentage of assets in the account. He also highlights the extra protection of broader diversification of stocks and asset classes. Paul references Fine Tuning Tables (B1, B7, B8 and B9), as well as many of the tables from the series of Flexible Distribution Tables (E1.3-E1.6, E7.3-E7.6, E8.3-E8.6, and E9.3-E9.6).

Pau’s previous podcast examined Fixed Distributions, a strategy designed for investors who retire with “enough.”

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