In this episode of The Smart Real Estate Coach Podcast, we’re sitting down again with Leo Kanell, founder of Seven Figures Funding, for a powerful masterclass on how to strategically access business credit and funding—even if you’re just getting started.

Leo breaks down how real estate investors and entrepreneurs can use personal and business credit the right way to unlock capital, avoid common pitfalls, and scale faster.

From building credit through a brand-new LLC to leveraging business cards that don’t report to your personal profile, this episode is packed with practical steps to get funding without tanking your credit score.

Key Talking Points of the Episode

00:00 Introduction 01:35 Who is Leo Kanell? 03:45 The problem with always needing more capital as an investor 05:35 Focusing on helping investors build business credit for more capital 06:38 The power of revolving business credit vs. personal credit 09:40 Can a brand new LLC qualify for funding? 11:24 Personal + business credit strategy for highest capital access 13:06 Soft credit checks vs. hard inquiries: how Seven Figures handles it 17:17 New fintech cash flow platform for real estate investors 20:36 The #1 mistake new investors make with available credit 22:07 Autopay strategy and monitoring credit monthly 24:37 What changes when you have access to capital as an investor 26:35 Smart Real Estate Coach Resources