How to Money

Friday Flight - Credit Card Caps, Free Rent, & Pokemon Investing #1089

Jan 16, 2026
This lively discussion tackles a range of intriguing financial topics. Discover the proposed credit card interest cap and its potential impact on borrowers. Learn why Gen Z is opting for debit over credit to avoid debt. The hosts share insights on free rent incentives in growing markets and how GLP-1 medications might cut grocery bills. They also explore Pokémon investing and discuss the rise of private-label goods. Plus, find out why long car loans could be a financial trap. Perfect for those looking to improve their money savvy!
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INSIGHT

Planning With Longevity Estimates

  • Longevity calculators prompt long-term financial thinking by giving a concrete age to plan for.
  • Joel and Matt say even rough estimates help people save more for old age.
ADVICE

Prioritize Paying Off Card Debt

  • Avoid credit card reliance if you can't pay balances monthly and seek a debt payoff plan.
  • Matt and Joel advise using auto-pay and focusing on paying off high-rate balances quickly.
INSIGHT

Interest Caps Have Trade-Offs

  • A proposed temporary 10% cap on card interest could save consumers but also restrict credit access.
  • Matt warns caps may push higher-risk borrowers toward payday loans or worse options.
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