
How to Money Friday Flight - Credit Card Caps, Free Rent, & Pokemon Investing #1089
Jan 16, 2026
This lively discussion tackles a range of intriguing financial topics. Discover the proposed credit card interest cap and its potential impact on borrowers. Learn why Gen Z is opting for debit over credit to avoid debt. The hosts share insights on free rent incentives in growing markets and how GLP-1 medications might cut grocery bills. They also explore Pokémon investing and discuss the rise of private-label goods. Plus, find out why long car loans could be a financial trap. Perfect for those looking to improve their money savvy!
AI Snips
Chapters
Books
Transcript
Episode notes
Planning With Longevity Estimates
- Longevity calculators prompt long-term financial thinking by giving a concrete age to plan for.
- Joel and Matt say even rough estimates help people save more for old age.
Prioritize Paying Off Card Debt
- Avoid credit card reliance if you can't pay balances monthly and seek a debt payoff plan.
- Matt and Joel advise using auto-pay and focusing on paying off high-rate balances quickly.
Interest Caps Have Trade-Offs
- A proposed temporary 10% cap on card interest could save consumers but also restrict credit access.
- Matt warns caps may push higher-risk borrowers toward payday loans or worse options.



