DIY vs. Financial Advisor: How to Know When It’s Time to Get Help │ Root Talks

Jul 10, 2025

Wondering if you need a financial advisor? Discover why seeking guidance goes beyond just numbers. Learn how professional advice can save you time and reduce stress. A DIY enthusiast shares transformative benefits they experienced after hiring an advisor. Delve into the emotional value of having a trusted partner for major financial decisions. This discussion emphasizes reclaiming time for personal interests and aligning your finances with your passions.

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INSIGHT

Advisors Provide Preventative Care

Hiring an advisor is not always reactionary; it can be preventative to maintain financial health.
Advisors help avoid future financial pain by proactive planning, similar to a doctor preventing illness.

ANECDOTE

DIY Client Finds Peace of Mind

A DIY client spent hours learning financial rules but lacked confidence in his plan.
Hiring an advisor gave him peace of mind and improved trust in his financial decisions.

ADVICE

Buy Back Your Time

Consider if your financial management adds value or detracts from your life enjoyment.
Pay for services that buy back your time to focus on what truly matters to you.

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If you’ve ever found yourself wondering whether you really need a financial advisor, this episode is for you. James and Ari unpack the deeper reasons people seek financial guidance—and why the decision often goes far beyond dollars and cents.

Much like seeing a doctor for preventative care, working with the right advisor is about protecting your future, reducing stress, and reclaiming your most precious resource: time. From saving 20+ hours a month of DIY management to gaining peace of mind, better sleep, and a trusted partner for life’s biggest financial decisions—this conversation explores the emotional and practical value of professional advice.

You’ll hear a powerful testimonial from a self-proclaimed DIY-er who discovered five unexpected benefits of hiring an advisor—and why, in hindsight, it was one of the best investments they’ve made.

Whether you’re confident in your current strategy or simply curious if you could be doing more with your time and money, this episode will help you ask the right questions about your financial life.

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Advisory services are offered through Root Financial Partners, LLC, an SEC-registered investment adviser. This content is intended for informational and educational purposes only and should not be considered personalized investment, tax, or legal advice. Viewing this content does not create an advisory relationship. We do not provide tax preparation or legal services. Always consult an investment, tax or legal professional regarding your specific situation.

The strategies, case studies, and examples discussed may not be suitable for everyone. They are hypothetical and for illustrative and educational purposes only. They do not reflect actual client results and are not guarantees of future performance. All investments involve risk, including the potential loss of principal.

Comments reflect the views of individual users and do not necessarily represent the views of Root Financial. They are not verified, may not be accurate, and should not be considered testimonials or endorsements

Participation in the Retirement Planning Academy or Early Retirement Academy does not create an advisory relationship with Root Financial. These programs are educational in nature and are not a substitute for personalized financial advice. Advisory services are offered only under a written agreement with Root Financial.

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