Kevin Carr charts the agony of the first-time house buyer: is it worth the pain to avoid a lifetime of paying rent? "As you know, a mortgage is a loan where property is used as collateral. The first part of the word 'mort' is French for death, so named because trying to understand the process of getting a mortgage makes you want to die". Recorded in front of a live audience at the Kelburn Garden Party festival in Ayrshire. Presenter: Olly Mann Producer: Sheila Cook