Clock In with Emily Durham Contract Work: Is it safe right now?
Sep 7, 2025
The host dives into the safety of contract work in today's landscape, addressing listener questions about negotiating benefits. They explore the pros and cons of contract versus permanent positions, encouraging careful consideration of job security versus higher pay. The financial realities of contract roles are uncovered, revealing both the allure of career diversity and the challenges of healthcare costs. Personal experiences enrich the discussion, inviting listeners to reflect on their own circumstances.
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Stability Gap Between Full-Time And Reality
- Full-time permanent roles historically offered more stability and benefits, but modern layoffs erode that guarantee.
- A permanent job still often provides severance and paid benefits that cushion transitions financially.
Do The Benefits Math Before Choosing
- Do calculate the value of benefits and vacation when comparing contract vs full-time offers.
- Use salary sites and estimate $15k–$25k for benefits to negotiate equivalent contract pay.
Negotiate Contract Pay Heavily
- Negotiate contract pay aggressively because companies bear less long-term commitment.
- Use higher hourly/base rates to cover benefits and risk when accepting contract work.