Welcome to the Tearsheet Podcast. I’m Tearsheet editor in chief, Zack Miller. Embedded Finance is becoming more competitive. New platforms are launching and existing platforms are expanding into new products and geographies. My guest today has seen it all. Dov Marmor has helped build some of the leaders in banking as a service, including Currencycloud, Green Dot, and now Railsbank. Railsbank’s chief operating officer for North America, Dov Marmor joins me on the podcast to talk about the embedded finance field — where the market is headed and who’s best positioned to take more marketshare. Railsbank is launching in the U.S. with its credit cards as a service solution to both fintech and brand customers. Dov Marmor is my guest today on the Tearsheet Podcast.