Welcome to the Tearsheet Podcast. I'm Tearsheet editor in chief, Zack Miller. Money continues to pour into the space. From IPOs to large venture rounds to SPACs, there’s a lot of liquidity sloshing around. And yet, there are still lots of opportunities. JAM FINTOP Banktech is a $150 million investment fund, looking to deploy capital into tech firms serving community banks around the US. What’s really interesting is all 66 of the fund’s limited partners are community banks, accounting for $600 billion in assets. That would rank as the fifth largest US bank. The fund is a partnership between Fintop Capital and Jacobs Asset Management (which we’ll refer to as JAM.) On today’s show, we have Joe Maxwell of Fintop, joined by Adam Aspes and Ryan Zechariah of Jacobs Asset Management on the show to talk about the fund and its investments, sure. But it’s also a conversation around the future of community banking and what kinds of tools and technologies they’ll need to be competitive in the future.