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Which?

Why your council tax bill is rising so high + tips on how to reduce it

Apr 3, 2025
This discussion features Matthew Jenkin, a Which? Money writer specializing in personal finance, and Marcus Johns, a Senior Research Fellow focused on public policy. They tackle the striking 5% increase in council tax bills and explore the historical funding shifts that led councils to rely more on local taxpayers. Frustration over rising bills despite declining services is palpable. Listeners learn about exemptions, discounts for specific groups, and practical tips to navigate council tax challenges and potentially reduce their payments.
33:47

Podcast summary created with Snipd AI

Quick takeaways

  • Council tax bills in England have risen by an average of 5%, significantly impacting household budgets amid rising living costs.
  • Residents can explore various options to reduce their council tax, including exemptions, discounts, and challenging their tax band with caution.

Deep dives

Rising Council Tax Rates

Council tax rates have seen significant increases this year, with the average annual bill for a Band D household rising by 5%, which adds approximately £109 to their expenses. Some regions have experienced even steeper hikes, such as Bradford, where residents face a 9.99% increase due to the council's financial strains and special government permission to raise rates above the capped limit. In Scotland and Wales, there are no caps, leading to increases of 10% or more in several areas, with Falkirk experiencing the steepest rise at 15%. Such increases exacerbate the financial pressures already felt by consumers who are also facing soaring energy and living costs.

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