Episode 428: Student Loans in 2025: What You Need to Know Now with Travis Hornsby

May 28, 2025

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In this episode of Journey to Launch, I’m joined once again by Travis Hornsby, founder of Student Loan Planner. Travis returns to break down the current state of student loans, including what’s changed under the Biden and Trump administrations, what borrowers should expect moving forward, and how to navigate the uncertainty with smart, strategic planning. Whether you're a recent grad or have six-figure student debt, this episode will help you better understand your options and next steps.

What You’ll Learn in This Episode:

What happened to Biden’s student loan forgiveness and SAVE Plan—and why they’re essentially dead
How the IDR account adjustment and PSLF waiver may still benefit you
What the new GOP proposals could mean for repayment plans and forgiveness timelines
The difference between public vs. private student loans—and strategies for managing each
Why many borrowers should consider enrolling in an Income-Driven Repayment (IDR) plan now

Check out the video to this episode on YouTube here.