Case Study: The road to early retirement

Jun 17, 2024

Discover the inspiring journey of a couple who transformed their finances from $420k to an impressive $2.5m. Their success story is driven by savvy property investments, including a strategically purchased apartment and a valuable Brisbane house. With family income doubling and disciplined cash flow management, they balance lifestyle upgrades with smart investments. Their next big goal is building a 'third super fund' through shares, all while aiming for early retirement within the next decade. Gain insights into financial independence through their engaging experience!

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Journey to Financial Freedom: A Case Study in Wealth Building

00:00 • 8min

Reflections on a Journey Toward Early Retirement

07:43 • 2min

In this case study episode, Stuart explores the remarkable journey of a couple on the road to early retirement. When they began working together in 2015, the couple had a net worth of $420k. Fast forward to today, their net worth has soared to $2.5m, driven by strategic property decisions and smart investment moves. They purchased their first investment-grade apartment in 2016 for $488k, followed by a house in Brisbane in 2019 for $885k, which is now worth $1.4m. They also upgraded their home in 2022 and have accumulated $220k in shares through diverse ETFs.

The couple's family income has seen a substantial increase from $270k in 2017 to $570k today. With this growing income, they have balanced improving their lifestyle and making prudent long-term investments. Stuart highlights their unique approach of being very hands-on with tracking their wealth and cash flow while also diligently following professional advice.

The next phase of their strategy involves investing in shares to build what Stuart calls a "third super fund," aiming to retire within the next decade. This episode offers valuable insights into achieving financial independence through disciplined planning and investment.

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