Money Guy Show 64% of Americans Are Stuck Here Financially (Are You?)
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Dec 26, 2025 Did you know that 64% of Americans lack a financial plan? Shocking statistics reveal that 54% can't cover three months of expenses, and nearly half juggle high-interest debt. Learn the steps of the Financial Order of Operations to gain control. From maximizing employer matches to eliminating debt and understanding the power of tax-free accounts, these strategies can help you build wealth with confidence. Discover how to turn your finances around and quit worrying about money!
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Most Americans Lack A Financial Plan
- 64% of Americans lack a financial plan and wander financially without a system.
- Bo Hanson and Brian Preston stress a simple, battle-tested Financial Order of Operations as the solution.
Fund Your Highest Deductible First
- Cover your highest insurance deductible with accessible cash to avoid desperate decisions.
- Move that cash into high-yield savings or money markets so it earns significantly more than brick-and-mortar banks.
Always Capture The Employer Match
- Contribute enough to your employer retirement plan to capture the full employer match immediately.
- Treat employer match as guaranteed return and never leave free money on the table.