ICR258: Humphrey Bowles, Insurance for the Sharing Economy

My guest on the show today is Humphrey Bowles.

Our conversation cover two main areas, which Humphrey and his team have brought together through GUARDHOG; that's insurtech and the sharing economy.

You're probably already familiar with the sharing economy, but insurtech might be a new term for you, like it was for me. Insurtech refers to the use of technology innovations designed to squeeze out savings and efficiency from the current insurance industry model.

Humphrey's business GUARDHOG is a start-up on-demand sharing economy insurtech platform providing B2B and B2C insurance solutions for platforms and users of the sharing economy.

They offer on-demand, pay-per-stay ‘full-fat’ insurance that covers the risks of having paying guests to stay, renting tools and kit, or storing your stuff with neighbours.

In this episode, I chat to Humphrey about defining insurtech and how it fits into the wider fintech sector, concerns about safety in the sharing economy, insurance considerations when opening your doors to strangers, making your participation in the sharing economy safer, and much more.