How to Money

Friday Flight - Underwater Autos, Freelancing FTW, & E-Fund Idiocy #1044

13 snips
Oct 3, 2025
This week's highlights dive into the implications of the government shutdown and the critical role of emergency funds. The hosts tackle rising streaming prices and caution against subscription overload. They warn about the risks of trading in underwater car loans and share insights on durable vehicles. Freelancing opportunities are explored, with a nod to the increasing prevalence of side-hustle scams. Finally, they discuss employer-funded savings initiatives and the debate around pharmaceutical advertising in today's market.
Ask episode
AI Snips
Chapters
Books
Transcript
Episode notes
ADVICE

Manage Streaming Like Wardrobe Items

  • Cancel streaming services when you finish the shows you wanted and use one-in, one-out to control costs.
  • Track subscriptions so digital clutter doesn't silently inflate your credit card bill.
INSIGHT

Negative Equity Compounds With Long Loans

  • Rolling negative equity into a new car loan compounds financial risk and increases long-term cost.
  • Longer loans delay principal paydown and make underwater trade-ins far more likely.
ADVICE

Buy Reliable Cars To Extend Ownership

  • Prioritize reliability when buying to keep cars longer and avoid frequent replacements.
  • Use reliability ratings and lists (Toyota, Honda, Lexus, Acura) to choose long-lasting vehicles.
Get the Snipd Podcast app to discover more snips from this episode
Get the app