How a PA Mom Paid Off $161K Student Debt in 16 Months & Built Wealth

Aug 26, 2025

28:31

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When you think about building wealth in medicine, do you picture yourself working at one job until retirement? My guest today, Kristin Burton, proves there’s a better way. She began her career like many of us, buried in student loan debt and working long hours. After paying off $161,000 in just 16 months, she realized financial freedom was about more than debt elimination.

Kristin shares how she shifted her focus from paying bills to building assets, investing aggressively in her twenties, and eventually creating income streams outside of medicine. We talk about the mindset shifts healthcare professionals must make to get ahead, and Kristin also shares how she helps other PAs, NPs, and PharmDs rethink their financial journey, create sustainable wealth, and avoid burnout in medicine.

If you’re wondering whether it’s possible to thrive in your career, grow your wealth, and still have time for family and passions, this episode is for you!

“If you can create a gap between your expenses and income and then create some assets with the gap, it's almost inevitable that you're gonna end up building some wealth.” ~ Kristin Burton

In This Episode:

- Kristin Burton’s journey of paying $161k in student debt

- What steps did she take toward becoming a millionaire?

- Why your income level doesn't matter in building wealth

- What Kristin would do differently and her current beliefs

- Biggest client "head trash": PSLF myths and the 4% 401k mindset

- How do you help healthcare professionals avoid lifestyle inflation?

- Kristin's book recommendations

- Redefining wealth: from net worth goals to "what is enough?"

- How to find out more and join Kristin’s community

Book Recommendations Mentioned in the Episode:

The Alchemist by Paulo Coelho: https://a.co/d/3yayzkg