

IULs: How They're Incorrectly Sold & Used (with Robert Rikard)
In this episode, I'm joined by Robert Rikard, a lawyer and partner at the Investor Loss Center, to discuss the controversial world of Index Universal Life (IUL) insurance. With the rise of social media influencers promoting IULs, many people are confused and misinformed about these products.
He explains how many agents misrepresent these products, often targeting middle America with unrealistic promises of tax-free retirement income. Some highlights from the episode:
- The rise of IULs and the misinformation surrounding them
- The commission structure that incentivizes agents to sell IULs
- Real-life case studies of clients who have suffered significant losses
- Alternatives to IULs that may be more suitable for average investors
Website: https://www.investorlosscenter.com
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Disclaimer: None of this should be seen as financial advice. It is just for informational purposes.