The Rise of C2 Financial ft. David Temko

In this week’s episode of MikedUp, we go inside the engine room of one of the nation’s most successful mortgage brokerages — C2 Financial — with its President, David Temko. Known for his sharp vision, leadership discipline, and deep understanding of financial systems, David has helped solidify C2 Financial’s position as the #1 Mortgage Broker in America, driving innovation that blends technology, trust, and long-term value for loan officers and borrowers alike.

As President, David oversees all company verticals — from technology integrations and operational performance to strategic growth — all with a single focus: empowering loan officers to deliver superior client experiences. His background as a top performer at Wells Fargo’s Commercial and Business Banking Group in Southern California gives him a rare perspective that bridges the precision of commercial lending with the creativity and agility of modern mortgage banking.

In this episode, David breaks down the architecture of C2’s success — the systems, culture, and mindset that keep the company ahead in a fast-evolving mortgage landscape. He shares how C2 continues to adapt, innovate, and lead with purpose, even amid tightening markets and technological disruption.

Listeners will learn:

• How C2 Financial grew into the largest independent mortgage broker in the U.S.

• The leadership philosophy that keeps C2’s loan officers performing at their best

• How technology and human connection coexist in the company’s growth model

• The operational architecture that enables scalability and efficiency

• Why empowerment, not control, drives loyalty and innovation within C2

• The future of broker-channel lending and what it means for independent professionals

David also opens up about his leadership evolution — from his early days in traditional banking to leading a dynamic, tech-empowered organization — and what it takes to build sustainable growth in an industry that’s constantly reshaping itself. His story is equal parts strategy and heart, showing how structure, service, and shared purpose can elevate a company beyond numbers.

“At C2, our mission is simple — to maximize the value we bring to every loan officer and every borrower we serve.”
This episode captures that mission in action: clear vision, smart execution, and a culture designed to last.

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Episode Sponsors

Polly
The modern mortgage capital markets platform that empowers lenders with smart pricing, hedging, and pipeline management solutions.
Website: https://polly.io

Floify
A secure, easy-to-use point-of-sale platform that helps lenders streamline borrower communication and document collection.
Website: https://floify.com

Truework
Simplifies income and employment verification to accelerate mortgage approvals while maintaining data accuracy and compliance.
Website: https://truework.com

FundingShield
The industry leader in wire and title fraud prevention, protecting lenders and borrowers with real-time verification tools.
Website: https://www.fundingshield.com