Welcome to the Tearsheet Podcast. I’m Tearsheet editor in chief, Zack Miller. Banks are hearing from their customers that they want better experiences — better experiences in banking, borrowing and in payments. Joining me today on the podcast is Finastra’s global head of payments, Paul Thomalla. The banking software provider recently launched a new product that makes it easier and quick for mid and small-tier banks in Europe participate in real time payments. Paul describes how smaller banks can maintain a competitive edge in payments. Paul Thomalla is my guest today on the Tearsheet Podcast.