White Coat Investor Podcast WCI #406: iBonds, Asset Pricing and Other Investing Questions
Feb 13, 2025
Explore the intriguing world of iBonds and whether they're still a sound investment choice. Discover the complexities of ASC investments and buffer assets while learning to make savvy asset allocation decisions. Delve into the fascinating dynamics of stock performance over long time horizons, and gain insights on factor investing by comparing small value and large growth stocks. This discussion highlights the importance of diversification and strategic financial planning for high-income professionals.
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Cash Management
- Keep enough accessible cash in your wallet, home, and checking account.
- Earn decent interest on remaining cash using high-yield savings or money market funds.
Vanguard Cash Plus vs. Money Market
- Vanguard Cash Plus accounts offer convenience for bill pay and check deposits but lower yields.
- Consider them as checking account alternatives, but money market funds usually offer better returns.
I-Bonds and Investment Goals
- I-bonds offer inflation protection but may yield lower returns than riskier investments.
- Consider your risk tolerance and investment goals when deciding whether to hold or sell I-bonds.