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Maintaining simplicity in investment strategies is crucial for long-term success. The speaker emphasizes that complex and costly investment approaches often underperform compared to straightforward options. A preferred method involves focusing on just two primary funds—Vanguard Total Stock Market Index Fund and Vanguard Total Bond Market Index Fund—based on the current stage of wealth acquisition or preservation. This simplicity not only makes the investment process less intimidating but can also lead to better overall returns over time.