After Words Teresa Ghilarducci, "Work, Retire, Repeat - The Uncertainty of Retirement in the New Economy"
6 snips
Jun 15, 2025 
Teresa Ghilarducci, a New School economics professor and author of "Work, Retire, Repeat," discusses the complexities of retirement in America. She highlights systemic reforms needed to address retirement inequalities and critiques the idea of merely working longer for financial security. The conversation dives into the disparity of retirement experiences, especially during the pandemic, and the financial vulnerabilities faced by early retirees. Ghilarducci advocates for a more equitable pension system and innovative policies to support older workers and enhance retirement planning.
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The Tale of Two Retirements
- Retirement divides into two realities: stable comfort and financial insecurity.
- Longevity gains and health are unevenly distributed by income and job type.
The Myth of Working Longer
- Working longer is not the real solution to retirement insecurity.
- For most, extended work harms health and does not guarantee financial stability.
Limited Retirement Wealth in America
- Only about 15% of Americans have enough wealth to retire comfortably.
- Half of the workforce lacks any employer retirement savings plan.
