Bitcoin's Volatility Isn't the Problem—Your Inaction Is | Mike Munz | BFM188

Sep 15, 2025

Mike Munz, a former IT professional turned Bitcoin educator and investor, discusses the financial risks of not owning Bitcoin. He explores Bitcoin's unique value as a savings tool compared to traditional investments and the shift in how people perceive financial risks. Munz underscores the importance of self-custody for securing Bitcoin and critiques traditional fiat systems, advocating for a deeper understanding of monetary inequality. He shares personal experiences that highlight Bitcoin's potential to transform financial mindsets and promote individual autonomy.

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ANECDOTE

From Trader To Finite-Asset Holder

Mike describes his 2017 entry and emotional rollercoaster through a bull run and bear market that forced deeper learning.
He says that long experience turned his view from trading to owning a finite asset.

INSIGHT

Bitcoin As True Savings

Mike reframes Bitcoin as saving, not investing, because it preserves value against fiat debasement.
He stores his life's work in an asset he expects will not be arbitrarily changed.

ADVICE

Value Time Over Dollars

Stop valuing everything in dollars and instead value time, freedom, and autonomy as primary metrics.
Use Bitcoin to buy future time and optionality, enabling risk-taking elsewhere.

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Mike Munz is a Bitcoin educator and investor who left a decade-long IT career to focus exclusively on Bitcoin, helping people understand and benefit from sound money in today’s digital world.

› https://x.com/mikewmunz

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🔔 SUBSCRIBE TO GET NOTIFIED

› YouTube: ⁠⁠https://youtube.com/@bramk⁠⁠

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🕑 TIMESTAMPS

00:00 - Understanding Bitcoin's Value Proposition02:45 - The Journey of Risk Perception in Bitcoin05:24 - Bitcoin as a Savings Tool vs. Investment08:33 - The Nature of Money and Its Evolution10:45 - The Purity and Truthfulness of Bitcoin12:31 - Incentives and Control in Monetary Systems14:52 - The Technical and Social Aspects of Bitcoin17:42 - Volatility vs. Risk in Bitcoin19:47 - The Human Element in Financial Systems24:00 - Incentives and Human Behavior25:01 - The Bitcoin Rabbit Hole29:55 - The Importance of Education and Truth33:57 - Cooperative Competitiveness in Bitcoin34:09 - Orange-Pilling: Sharing the Bitcoin Vision44:06 - Realigning Incentives for a Better Future

ℹ️ EPISODE SUMMARY

In this conversation, Bram Kanstein and Mike Mons explore the transformative nature of Bitcoin, discussing its properties, the misconceptions surrounding its risk, and the philosophical implications of adopting Bitcoin as a monetary system. They delve into the journey of understanding Bitcoin, the importance of viewing it as a tool for saving rather than investing, and how it realigns societal incentives. The discussion also touches on the challenges of educating others about Bitcoin and the broader implications of its existence in reshaping our understanding of value and time.