Hear Mick Fennell, Global Business Line Director - Payments at Temenos, one of the largest banking cloud services providers, discuss the importance of progressive modernization for both incumbents and startups. From Temenos: "Progressive Modernization helps banks to de-compose monolithic core technology and use interchangeable capabilities to consume, compose and extend banking services, on infrastructure that scales to any size, for any segment and in any region." Learn about new AI models for rapid decisioning, ISO20022 harmonization between domestic and cross-border payments, and how cloud-enabled API services can help financial industry players improve processes, increase speed, and streamline the customer experience.