Big Technology Podcast The Ethics Of Fintech — With Dan Dolev
Jun 29, 2022
Dan Dolev, managing director at Mizuho and fintech analyst, dives deep into the ethical implications of the fintech revolution. He analyzes how fintech aims to empower underserved populations but also exposes them to potential risks. Discussions include the accountability of platforms like Robinhood and the challenges of gamification in trading. The conversation also covers the struggles of Coinbase amid market turbulence and leadership issues, raising crucial questions about the future of fintech in the evolving landscape of finance.
AI Snips
Chapters
Transcript
Episode notes
Fintech's Target Audience
- Fintech aims to serve the underbanked and unbanked, filling the gaps left by traditional banks.
- This includes those who lack access to credit or other essential financial services.
Affirm's Appeal
- Affirm offers a compelling value proposition to those who prefer not to use traditional credit cards.
- It enables product-by-product financing, appealing to younger demographics and those wary of credit card debt.
Credit Score Considerations
- While buy now, pay later services offer flexibility, they don't directly improve your credit score.
- Users should supplement such services with other credit-building strategies to ensure long-term financial health.