Universal Pensions: Gautam Bhardwaj on Micro-Pensions and Financial Resilience
Jan 4, 2026
16:57
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In this episode, Adam Torres and Gautam Bhardwaj, Co-founder of Universal Pensions (Singapore), from the Milken Institute Middle East & Africa Summit coverage in Abu Dhabi. Gautam explains how informal workers are excluded from traditional retirement systems and how flexible, digital micro-pension marketplaces can help prevent old-age poverty while unlocking long-term domestic savings for emerging economies.
This interview is part of our Milken Coverage Series. Big thank you to Milken Institute!