Insurance par funds last year chalked up their worst returns over the past five years. But not all insurers reduced bonuses and your par plan’s bonus may still be intact - for now. Are par savings products still worth your while?

Synopsis: Learn to protect and grow your wealth in this monthly Business Times podcast series for affluent individuals, hosted by BT wealth editor Genevieve Cua.

Highlights of the podcast:

01:04 Smoothing and par plans’ worst returns in 5 years

05:15 Market conditions vs the long run

08:05 Staying invested is a must

10:34 Par plans vs portfolio of market assets

Written and hosted by: Genevieve Cua (gen@sph.com.sg)

Edited by: Claressa Monteiro

Recording engineer: Joann Chai Pei Chieh

Produced by: BT Podcasts, The Business Times, SPH Media

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S1E29: Insurance par plans: Still attractive? WealthBT (Ep 29)