Bell Curve The Infrastructure Behind Agentic Finance | Roundup
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Jan 30, 2026 Xavier (Zave / Mippo), a crypto and AI infrastructure commentator, explains agentic finance at the intersection of AI and crypto. He discusses payment rails and why crypto fits agents. He explores trust, verification, staking and collateral designs. He covers emerging standards, market competition, trading use cases, UX challenges, and compliance implications.
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Open Rails Shift Value To Applications
- Crypto + AI can create an open, always-on ecosystem that commoditizes inference and shifts value to applications and workflows.
- The real opportunity lies in application-layer products that leverage open rails rather than owning raw models.
Build 24/7 Micropayment Rails
- Design payment rails that run 24/7, enable micropayments, and minimize friction for agent interactions.
- Prioritize low fees and seamless settlement to unlock continuous, automated agent workflows.
Standards Unlock Agent Commerce
- Standards like X402 standardize pay-per-use flows so agents can pay for API access without manual API key handoffs.
- Multiple competing standards will likely converge or be combined by products on top.