Suze Orman's Women & Money (And Everyone Smart Enough To Listen)

Make A Date With Your Money - Revisited

Nov 2, 2025
Listeners are encouraged to set aside a day to thoroughly review their finances, focusing on insurance coverage and making sure beneficiaries are correctly designated. Suze details the importance of checking home, flood, and earthquake policies. She provides strategies for managing high-interest credit card debt and emphasizes creating a solid debt payoff plan using the avalanche method. The discussion also covers the must-have legal documents for financial stability and the importance of monitoring credit reports to protect against identity theft.
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ADVICE

Schedule A Full-Day Money Review

  • Make a full-day "date with your money" to review every aspect of your finances before the new year.
  • Use the day to check protections, coverage, and whether policy limits still reflect current replacement costs.
INSIGHT

Replacement Costs Rise Faster Than You Think

  • Inflation and regional disasters raise replacement and rebuilding costs over time.
  • Your original home insurance limits likely understate today's true replacement expenses.
ADVICE

Double-Check Account Beneficiaries

  • Review beneficiaries on all retirement accounts and HSAs to ensure they reflect your current wishes.
  • Update beneficiaries immediately if they name ex-spouses or outdated parties.
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