The Ramsey Show Highlights Where Is The Line For Frivolous Spending vs. Buying For Comfort?
Oct 5, 2025
Explore the fine line between comfort and frivolous spending. A caller questions if upgrading to extra legroom brings guilt, prompting a lively discussion about nonessential purchases. The hosts discuss how feeling entitled can lead to moral dilemmas around spending. Key tips are shared, including five financial checks to verify readiness for upgrades. The conversation ultimately encourages enjoying life with mindful spending on fun and experiences, as long as the financial basics are sound.
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First Economy Plus Experience
- Kevin describes buying an Economy Plus seat and finding the flight dramatically more comfortable due to extra legroom.
- He notes it wasn't necessary but improved his travel experience significantly.
Avoid Buying Because You 'Deserve' It
- Dave says crossing the line is when you buy something because you feel you deserve it.
- He advises if you can pay cash and it improves your day a bit, go ahead and buy it.
Comfort Can Be A Performance Investment
- Dave frames some comfort purchases as investments in performance, like paying extra to be rested for a work meeting.
- He argues comfort that improves effectiveness can have measurable ROI beyond mere pleasure.