How to Money Ask HTM - Covering Expensive Childcare, Fidelity Fees, & Frugal or Cheap Car Tires #940
Feb 3, 2025
This week dives into tackling expensive childcare costs and the tricky fees that come with HSAs, especially those from Fidelity. Listeners ponder whether generic tires save money or compromise safety. Discover innovative childcare solutions like nanny sharing, and learn how to effectively manage hotel bookings for family trips. The conversation highlights teaching kids about money, even through the Tooth Fairy's payouts. Plus, tips on maximizing financial planning resources and cashback opportunities keep the money talk lively and practical!
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Hotel Booking Tip
- Check Priceline or Hotwire for hotel deals, but compare prices directly with hotels.
- Hotels may match online prices or offer better cancellation policies, saving you money.
Affording Childcare
- Prioritize your Dependent Care FSA and HSA for childcare expenses.
- Reduce Roth IRA contributions and cut expenses where possible to free up cash.
Impact of Childcare Costs
- Childcare costs significantly contribute to declining birth rates.
- Many families face difficult decisions regarding work and childcare affordability.