

How are lenders and borrowers feeling?
17 snips Jul 28, 2025
Elizabeth Troval, a reporter focusing on the EU-U.S. energy relationship, and Patrick Jacoby, Senior VP at Prismian, dive into the current lending climate. They discuss how rising interest rates influence potential borrowers' choices and the ramifications for small businesses. There's also an in-depth look at the EU's pledge to invest in U.S. energy and the evolving landscape of high-end credit card offerings, driven by consumer preferences and rising fees. Don't miss insights on the future of automotive fuel efficiency standards and innovation!
AI Snips
Chapters
Transcript
Episode notes
Borrowers Act Despite High Rates
- Despite high interest rates, some customers are choosing to borrow now rather than wait for rates to drop.
- Businesses often cannot delay purchases due to economic uncertainty and practical needs.
Banks Heighten Borrower Monitoring
- Banks are cautious about lending given economic uncertainty and mixed views on the future.
- They perform more frequent financial check-ins with borrowers to monitor risk and market sentiment.
Philosopher Turns Baker Entrepreneur
- Elizabeth Sund left academia and built a successful home bakery business with flexible hours.
- This new work allows her intellectual challenge and family time, fitting her lifestyle goals.