

#455 Health Insurance Open Enrollment: Strategies for Individuals and Small Businesses
Oct 10, 2023
34:39
In this episode of the Main Street Business podcast, hosts Mark J Kohler and Mat Sorensen highlight the significance of healthcare open enrollment for solopreneurs and business owners. They delve into a range of strategies and tips to help manage healthcare expenses and optimize benefits. Here are some of the key points they discussed:
- Insights into different healthcare facets and angles, such as the Health Reimbursement Arrangement (HRA), the Qualified Small Employer Health Reimbursement Arrangement (QSEHRA), and the Individual Coverage Health Reimbursement Arrangement (ICHRA).
- Benefits of using the Health Savings Account (HSA) strategy for those who are generally healthy, including its tax advantages and potential for future growth.
- The role of insurance agents, bankers, and lawyers in providing guidance on healthcare plans, emphasizing the need for individuals to educate themselves on their options.
- The concept of 'network' in healthcare plans, highlighting how the choice of network can impact the cost and coverage of your healthcare.
- The need for employers to consider healthcare benefits as a tool for retaining and attracting quality employees.
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