Cheques and Balances Cashflow vs. Capital Gains: 2025’s Most Profitable Property Strategy Ft. Ilse Wolfe | Episode 411
Dec 2, 2025
Ilse Wolfe, Director of Wolfe Property and a renovation specialist, shares her insights on combining cashflow and capital gains for savvy property investing. She discusses market optimism for 2025, and strategies for value-add renovations that boost income and long-term wealth. Ilse emphasizes the importance of understanding tenant needs, effective valuation planning, and the nuances between standalone and multi-unit strategy approaches. Insightful case studies illustrate how practical changes can dramatically enhance property value and rental income.
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Rates And Optimism Align
- Falling interest rates plus active investors create a 'perfect mix' for cashflow-focused deals in 2025.
- Ilse Wolfe says cautious optimism is growing and mainstream investors will return next year.
Make Renovations Work Twice
- Prioritise both cashflow and capital growth by adding value that increases rents and property worth.
- Ilse Wolfe recommends renovating to improve income now while holding for long-term growth.
Target Positive Cashflow First
- Seek neutral-to-positive rental yields to avoid topping up cashflow when rates climb.
- Ilse Wolfe notes some projects are now putting cash back into owners' pockets after rate drops.