Happy New Year! The hosts celebrate by introducing a new concept: spendfulness, blending mindfulness with budgeting. They discuss the evolution of their financial philosophy, emphasizing aligning spending with personal values. The grain silo analogy highlights the need for structured financial planning, while the five questions framework helps clarify priorities. They delve into strategies for managing unexpected income and maintaining budgeting joy. Personal anecdotes illustrate how thoughtful budgeting fosters clarity and contentment in financial lifestyles.