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Chase And AMEX Cut Credit Card Benefits

5 snips
Jun 25, 2025
Chase and Amex are shaking up their credit card benefits, leaving many to question their value. Emirates points transfers are back, opening up new opportunities for travelers. A refreshed Chase Sapphire Reserve card comes with a higher fee and updated perks. The hosts humorously dissect the challenges of utilizing unused credit benefits and share tips on maximizing travel credits. Exciting personal travel plans are unveiled, along with an invitation for listeners to join their engaging travel-focused community.
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INSIGHT

Emirates Points Transfer Returns

  • Emirates restored points transfers from flexible currencies after a backend system upgrade that took about a year to implement.
  • Now travelers can transfer points again to Emirates Skywards, except Citi reduced its transfer ratio from one-to-one to five-to-one.
INSIGHT

Chase Sapphire Reserve Changes Impact

  • Chase Sapphire Reserve's new $795 annual fee brings cutbacks like removal of 3X everywhere and lower redemption rates.
  • These changes make the card unattractive for many, including the hosts, despite maintaining current benefits until 2027.
ADVICE

Plan Ahead for Chase Changes

  • Holders of Chase Sapphire Reserve keep the 1.5 cents per point travel redemption value until 2027.
  • Use this period to plan trips to maximize value before changes take effect.
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