Let’s dive into the week with some fresh listener questions we have lined up for you! And don't just stand on the sidelines- if you have a question you’d like us to answer, toss your voice memo our way. It only takes about 90 seconds to record and you can find a step by step guide over at HowToMoney.com/ask . Regardless of how random or bizarre you might think it is, we want to hear it!

1 - Cash back or travel points credit card… aren’t the rewards basically the same?

2 - Should I continue to let my investments in my taxable brokerage account continue to grow or should I focus on my mortgage?

3 - What factors like size and location should we consider when buying our first apartment?

4 - Does it make sense to pay for a credit lock with the 3 major credit bureaus?

5 - Can you help me understand Joel’s Costco Instacart hack?

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Massively reduce your cell phone bill each month by switching to a discount provider like Mint Mobile.

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